Background check notice

⚠️ DRAFT — Reviewed by counsel: [pending]. Effective date: [YYYY-MM-DD — set on publish]. Do not rely on this as legal advice.

⚠️ The current LeadAdvisors Portal does NOT run background checks. This notice will only be presented if and when a specific contractor engagement requires one — it lives here so the consent and disclosure language is ready to go. No applicant data is sent to a background check provider unless and until you receive this notice and authorize the check in writing.

1. About this notice

When a role you are being considered for requires a background check, LeadAdvisors will provide this disclosure before running the check and obtain your written authorization. The check is run by an independent consumer reporting agency ("CRA") under the rules of the country where you reside.

We will identify the CRA, the categories of information requested, and the purpose of the request. You may withdraw your authorization at any time before the check is run. You will receive a copy of any final report on request.

2. United States — FCRA-style disclosure

If you reside in the United States, the following disclosure is provided pursuant to the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 et seq.) and applicable state law.

DISCLOSURE REGARDING BACKGROUND INVESTIGATION

LeadAdvisors ("Company") may obtain a "consumer report" or "investigative consumer report" about you from [Anthony to confirm: CRA name and address] in connection with your engagement. This may include information about your character, general reputation, personal characteristics, and mode of living, including criminal history, employment / engagement history, education verification, professional licenses, motor-vehicle records, and reference checks.

Information will be obtained only after we receive your written authorization. The information will be used solely to evaluate your engagement and on a need-to-know basis.

You have the right to: - Request the nature and scope of any investigative consumer report. - Request a free copy of the report from the CRA. - Dispute the accuracy or completeness of any information with the CRA.

A summary of your rights under the FCRA is provided as a separate document and is also available at consumerfinance.gov.

Authorization

By signing below, I authorize LeadAdvisors and its CRA to procure a consumer report about me, and I authorize all sources of information to release information to the CRA.

Print name: ____________________________
Signature: ___________________________ Date: _____________
Date of birth (for identity match only): _____________
Address: ____________________________

[Anthony to confirm: state-specific addenda — California (Investigative Consumer Reporting Agencies Act), New York City Fair Chance Act, Massachusetts ban-the-box, Washington state, and Illinois (Employee Background Fairness Act analog) all require additional disclosures that must be tailored once the CRA is selected.]

If we make an adverse decision based in whole or in part on the report, you will receive:

• A copy of the report.
• A copy of the "Summary of Your Rights Under the FCRA".
• A pre-adverse-action notice.
• An opportunity to dispute the accuracy of the report for at least 5 business days before the decision is finalized.
• A final adverse-action notice if the decision stands.

3. Philippines

If you reside in the Philippines, LeadAdvisors will obtain background information consistent with the Data Privacy Act of 2012 (RA 10173) and any other applicable law. The check may include identity verification, NBI clearance, criminal record (where lawfully accessible), education and prior engagement verification, and reference checks. We will obtain a Philippine-form authorization separately and will only request what is reasonably necessary for the role.

[Anthony to confirm: PH BG-check vendor and scope; criminal-records access generally requires the candidate's NBI clearance + signed authorization.]

4. Mexico

If you reside in Mexico, the check is run consistent with the Ley Federal de Protección de Datos Personales en Posesión de los Particulares (LFPDPPP) and ARCO rights. We will obtain a Mexico-form privacy notice ("aviso de privacidad") and explicit consent before running any check.

[Anthony to confirm: MX BG-check vendor and scope.]

5. Other countries

If you reside outside the US, PH, or MX, we will provide a country-specific disclosure and obtain authorization in line with local law before running any check.

6. Scope limitations LeadAdvisors commits to

We will not request:

• Genetic information, except as required by law.
• Medical history, except where the role's lawful, role-related requirements require it and only after a conditional offer.
• Information about pregnancy, family status, or sexual orientation.
• Credit reports, except where the role lawfully justifies one (for example, roles handling client funds) and after additional written authorization.

7. Retention

Background check reports and our notes about them are retained for the period required by law and our records-retention policy, then deleted. You can request a copy at any time at legal@leadadvisors.net.

8. Adverse action and your right to respond

If we are inclined to make an adverse decision based on a check, we will tell you before the decision is final and give you a reasonable opportunity to dispute the accuracy of the report with the CRA. You will not be penalized for disputing a report.

9. Contact

legal@leadadvisors.net

[Anthony to confirm: BG-check vendor selection, country-specific authorization forms, and the engagement-criticality bar above which a BG check is required (today: none — checks are off by default).]